Annual maintenance plan, built in.
An annual maintenance plan is included, keeping your home's wildfire protection current year-round.
Ask how it worksCoverage in California has grown scarce and costly, especially where wildfire risk runs high. There is now a better option, built to insure and protect high-value California homes at a reasonable price.
Wildfire risk is a growing problem across the state, and it has reshaped what coverage costs and who can get it. The standard answers no longer serve higher-value homes.
Carriers are pulling back. For homes in wildfire-exposed areas, simply finding a policy has become a real challenge.
Where coverage is still offered, premiums have climbed sharply and new limitations are increasingly imposed.
California's state programs are meant to be a last resort. They do not provide adequate coverage for higher-value homes.
This program was built for exactly this moment, to insure and actively protect your home rather than leave you exposed.

A new approach to insuring in California that pairs traditional homeowners coverage with active wildfire risk management, designed to protect your home and give you genuine peace of mind at a reasonable price.
A high-quality, standard homeowners policy that covers your home the way it should be covered.
Customized measures that harden your property against fire and help reduce the cost of your insurance.
Active protection for your home when wildfire danger approaches, not merely a payout after the loss.
An annual maintenance plan is included, keeping your home's wildfire protection current year-round.
Ask how it works
Susie specializes in protecting high-value California homes and the families who own them. She is a Certified Advisor for Personal Insurance (CAPI), a designation earned through the Wharton School and Chubb for advisors who serve successful individuals and their most important assets.
In a market where broad coverage is hard to find, her approach is proactive and client-first. She looks past the standard options to build comprehensive protection that actually fits your home.
A quick call could help you make an important decision about protecting your home and your family. Ask us about Wildfire Insurance solutions.
Tell us a little about your home and we will follow up with coverage options. There is no obligation, and your information goes straight to our agency.