California Wildfire Coverage

Insurance is available for your home.

Coverage in California has grown scarce and costly, especially where wildfire risk runs high. There is now a better option, built to insure and protect high-value California homes at a reasonable price.

hanasabinsurance.com 657-707-3163 Serving all of California
Why this matters

California homeowners deserve a better solution.

Wildfire risk is a growing problem across the state, and it has reshaped what coverage costs and who can get it. The standard answers no longer serve higher-value homes.

Options are dwindling

Carriers are pulling back. For homes in wildfire-exposed areas, simply finding a policy has become a real challenge.

Rates have soared

Where coverage is still offered, premiums have climbed sharply and new limitations are increasingly imposed.

State programs fall short

California's state programs are meant to be a last resort. They do not provide adequate coverage for higher-value homes.

A real alternative exists

This program was built for exactly this moment, to insure and actively protect your home rather than leave you exposed.

Protection that begins before the fire does.

A hillside estate in the Los Angeles hills
A better approach

Insure and protect, in one program.

A new approach to insuring in California that pairs traditional homeowners coverage with active wildfire risk management, designed to protect your home and give you genuine peace of mind at a reasonable price.

Comprehensive HO-3 coverage

A high-quality, standard homeowners policy that covers your home the way it should be covered.

Wildfire risk-reduction services

Customized measures that harden your property against fire and help reduce the cost of your insurance.

Emergency response support

Active protection for your home when wildfire danger approaches, not merely a payout after the loss.

Included with your coverage

Annual maintenance plan, built in.

An annual maintenance plan is included, keeping your home's wildfire protection current year-round.

Ask how it works
Susie Hanasab-David, Private Client Advisor at Hanasab Insurance Services
Meet your agent

Susie Hanasab-David

Private Client Advisor · HIS · Los Angeles

Susie specializes in protecting high-value California homes and the families who own them. She is a Certified Advisor for Personal Insurance (CAPI), a designation earned through the Wharton School and Chubb for advisors who serve successful individuals and their most important assets.

In a market where broad coverage is hard to find, her approach is proactive and client-first. She looks past the standard options to build comprehensive protection that actually fits your home.

CAPI · Wharton · Chubb High-value homeowners Los Angeles, CA
Good news

Your home is eligible.

A quick call could help you make an important decision about protecting your home and your family. Ask us about Wildfire Insurance solutions.

Get started

Request a quote.

Tell us a little about your home and we will follow up with coverage options. There is no obligation, and your information goes straight to our agency.

Prefer to talk?
657-707-3163

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